Free Calculator
Monthly Budget Builder
Enter your monthly income and expenses to see where you stand, compare your housing costs against benchmarks for where you live, and get personalized insights.
City-Adjusted BenchmarksSmart InsightsPDF Export
Step 1 of 2
Where do you live?
This sets a realistic housing benchmark for your area.
Monthly income
Use your average monthly take-home amounts (after tax and deductions).
Monthly expenses
Estimate what you spend in a typical month.
Include transfer fees. Supporting family back home is a real priority, so plan for it like any other bill.
Monthly surplus
$0
Your spending as a share of income
Income
$0
Expenses
$0
Left over each month
0%
A simple "what if"
What if I cut eating out by $50 a month?
New monthly result: $0
Smart insights
Benchmarks are general guides, not rules. This tool is for educational purposes only and does not constitute financial advice. Prefer a spreadsheet? Try the free spending plan template.